- Never introduce an unknown person for the
purpose of opening an account in your Bank.
- Never encash cheques / drafts of an unknown
person through your account
- Do not keep your account in-operative for a
- To avoid theft in postal transit or courier
services and subsequent cheating, keep a
track on the cheques / drafts / pay orders sent
through post and courier services.
- As far as possible, bank transactions should
be handled personally.
- Take care of your cheque books. Do not
keep signed cheques in the drawer or any place
where outsiders have an easy access.
- All bank transactions should be counter
checked to ensure that deposited cheques have
- Monthly statements of your bank account
should be invariably checked.
- At the time of withdrawal of cash, the
account holder must physically check the cash.
Never hand over the cash to a third person for
|TO AVOID BOUNCING OF
- Insist for D.D. or Pay Orders if you are
dealing with an unknown party
- Postdated cheques should be avoided
- If a cheque bounces, you should give a
notice to the person within 15 days of such
intimation. If you do not receive a reply, file
a complaint in the court under section 138 of
the Negotiable Instruments Act, 1981, where
effective remedies are available to the public.
All cases of bounced cheques may not be offences
of cheating under the Indian Penal Cod